This engagement

agreement was created BY

FREEDOM TO THRIVE LLC

henceforth known as AGENT and BETWEEN

 [INDIVIDUAL LISTED BELOW THESE SETS OF VERBIAGE]

,henceforth known as CLIENT.

1. PURPOSE

The purpose of this

agreement is for CLIENT to engage AGENT for the 6-Month credit based financial

engineering and fundability program. This agreement shall cover the roles,

responsibilities, warranties, and appropriate steps required to maintain

compliance between both parties.

2. ROLES OF THE

RESPECTIVE PARTIES

The roles and

responsibilities of each party shall be as follows: AGENT, shall be responsible

to maintain ongoing coaching calls for a period of 6-Month, handle the

logistics based on the consumer credit reporting agencies, including but not

limited to third party agencies and parties, will provide ongoing credit-based

recommendations for the purposes of financial engineering. CLIENT, shall be

responsible for providing AGENT with timely documents, participate on the

monthly coaching sessions, execute the recommendations provided by AGENT and

will be transparent, truthful, and honest throughout the engagement agreement

as to directly impact the overall outcome of the program.

3. WARRANTIES AND

WAIVER OF LIABILITY

CLIENT acknowledges,

understands, and accepts that the warranties of this agreement are as follows:

AGENT shall maintain based on a best-efforts basis the integrity of the program

based on what CLIENT has provided to AGENT. As such, CLIENT understands that

AGENT is working and handling the framework of the program based on information

that is coming directly from CLIENT. Furthermore, due to the nature of this

program, CLIENT understands, acknowledges, and accepts waiving any liabilities

that is directed towards AGENT for part of this engagement agreement and for a

period of fifteen (15) years beyond the termination of this agreement.

4. ACCEPTANCE OF

CONDITIONS AND DISCLOSURE

CLIENT acknowledges,

understands, and accepts the disclosure that AGENT is not a credit repair company,

as it pertains to the Credit Repair Organizations Act (CROA) and that the

services provided for the purposes of this engagement agreement are strictly

for the 6-Month credit based financial engineering and fundability program.

CLIENT also acknowledges, understands, and accepts that due to the nature of

this program, credit repair is a complimentary service that is in whole or part

of the entirety of the program. As such AGENT is waived and excluded from any

liabilities arising directly or indirectly as it pertains to the CROA.

5. PAYMENT OF

SERVICE

For the purposes of

this engagement agreement, CLIENT shall pay AGENT the sum of $1,997. If the client has been directed

to this page from the engagement purchase, the sum of $1,997 is in processing

and will shortly be reviewed prior to proceeding further. If not; This payment

shall be made in full within 24 hours of signing this engagement agreement. The

payment can be made by credit card, check, wire and/or other transaction

intermediaries as chosen by AGENT. As such, CLIENT shall receive payment

instructions from AGENT to proceed tentatively.

6. DELIVERY OF

AGREEMENT

This engagement

agreement may be delivered by email, fax and/or physically. As such, CLIENT

must return this engagement agreement to AGENT by either email, fax and/or

physically. CLIENT shall sign the engagement first as to ensure the steps of

engagement. AGENT shall countersign and return the agreement

to CLIENT for record keeping.

7. REFUND POLICY

This engagement

agreement once commenced will have a strict no refund policy. CLIENT

understands that the nature of this program requires a serious commitment of

resources from AGENT to serve CLIENT and therefore refunds are not an option.

Should the CLIENT wish to proceed with this engagement agreement with AGENT,

CLIENT understands, acknowledges and accepts that the terms of this refund

policy herein shall be respected.

8. JURISDICTION AND

VENUE

This engagement

agreement shall be governed and construed under the laws of the STATE of NEW JERSEY. As

such, any legal matters, disputes, and/or suits arising from this agreement

shall be handled in the courts of the State of NEW JERSEY.

9. SIGNATURE AND

ACCEPTANCE

Both parties

acknowledge, accept, and understand the totality and terms of this agreement

and wish to enter the engagement without prejudice.